Auto insurance assists you against financial loss in the event of an accident. It is a legal contract between you and the insurance company. You agree to pay the premium and the insurance company has the fiduciary responsibility to pay your losses as in your policy.
Auto insurance provides the following three protections:
An auto insurance policy is comprised of 6 kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your bank will also have certain requirements.
Most auto policies are for six months or a year. Your insurance company will notify you by mail when it's time to renew the policy and pay your premium, although, at Coastal Alabama Insurance, we utilize email and try to be as paperless as possible. We write auto insurance in Baton Rouge, Denham Springs, Hammond, Thibodaux, and all over South Louisiana.
It's really all about protecting yourself economically. And the government mandates it.
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
We at Coastal Louisiana Insurance specialize in shopping auto insurance and finding the best policy for your needs, whether you live in Baton Rouge, Denham Springs, Hammond, Thibodaux, or any other South Louisiana area.