Self-policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides economic protection against certain disasters. A standard policy ensures the dwelling structure itself and your belongings.
Homeowners insurance is a package policy, meaning that it covers both damage to your property and your liability (A.K.A. legal responsibility) for any injuries and property damages you or members of your family cause to other people. Including harm caused by your pets in most cases.
Peril caused by most disasters is covered, but there are exceptions. The most significant are damage caused by flood and poor maintenance. You must buy two additional policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
We specialize in high-value homes along the Gulf Coast, specifically home insurance in Baton Rouge, Denham Springs, Hammond, Thibodaux, or any other South Louisiana area.
Why do you need homeowners insurance?
It's all about protecting yourself financially if something unexpected happens to your house, which is often America's largest investment. And your mortgage company requires it.
Coastal Louisiana Insurance is here for your home insurance needs in any South Louisiana area, such as Baton Rouge, Denham Springs, Hammond, and Thibodaux. Call us now to let us help you out!